Credit Cards · Aurora, Colorado

Best Credit Union Credit Card Rates in Aurora, Colorado

4 credit unions in Aurora report credit card APRs to the NCUA. Rates range from 8.90% to 16.78%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

8.90%

Lowest Card APR

12.03%

City Average APR

Credit Card APRs — Aurora, Colorado

4 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	THE DISTRICT ★ 3.9 · 142 reviews	8.90%	10.74%
2	SPACE AGE ★ 3.1 · 165 reviews	10.00%	11.00%
3	AURORA ★ 3.2 · 115 reviews	12.44%	16.30%
4	FITZSIMONS ★ 2.8 · 335 reviews	16.78%	12.56%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Aurora could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Aurora credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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Browse All Credit Unions in Aurora

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