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Credit Cards · Pueblo, Colorado

Best Credit Union Credit Card Rates in Pueblo, Colorado

4 credit unions in Pueblo report credit card APRs to the NCUA. Rates range from 9.75% to 13.40%.

Updated Q1 2026 · NCUA Call Report data

4

CUs Reporting Rates

9.75%

Lowest Card APR

10.95%

City Average APR

Credit Card APRs — Pueblo, Colorado

4 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1PUEBLO GOVERNMENT AGENCIES

★ 4.1 · 28 reviews

9.75%10.30%
2POWER

★ 3.9 · 157 reviews

10.24%10.99%
3MINNEQUA WORKS

★ 4.4 · 55 reviews

10.41%11.31%
4SUNWEST

★ 4.7 · 99 reviews

13.40%9.49%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Pueblo could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Pueblo credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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