Credit Cards · Hartford, Connecticut

Best Credit Union Credit Card Rates in Hartford, Connecticut

6 credit unions in Hartford report credit card APRs to the NCUA. Rates range from 9.90% to 15.40%.

Updated Q1 2026 · NCUA Call Report data

6

CUs Reporting Rates

9.90%

Lowest Card APR

11.68%

City Average APR

Credit Card APRs — Hartford, Connecticut

6 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1CT FIREFIGHTERS

★ 4.2 · 10 reviews

9.90%7.99%
2POLICE CREDIT UNION OF CONNECTICUT

★ 5.0 · 1 reviews

9.97%11.96%
3METROPOLITAN DISTRICT EMPLOYEES

★ 5.0 · 3 reviews

9.99%9.51%
4CONNECTICUT STATE EMPLOYEES

★ 3.5 · 22 reviews

12.40%12.90%
5FRANKLIN TRUST

★ 4.2 · 328 reviews

12.43%10.45%
6HARTFORD

★ 4.0 · 14 reviews

15.40%11.50%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Hartford could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Hartford credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Browse All Credit Unions in Hartford

See member reviews, branch locations, and full rate details.