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Credit Cards · Lewiston, Idaho

Best Credit Union Credit Card Rates in Lewiston, Idaho

2 credit unions in Lewiston report credit card APRs to the NCUA. Rates range from 11.04% to 11.46%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

11.04%

Lowest Card APR

11.25%

City Average APR

Credit Card APRs — Lewiston, Idaho

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1LEWIS CLARK

★ 3.7 · 79 reviews

11.04%12.37%
2POTLATCH NO. 1 FINANCIAL

★ 3.4 · 65 reviews

11.46%11.73%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Lewiston could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Lewiston credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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