Credit Cards · Wichita, Kansas
8 credit unions in Wichita report credit card APRs to the NCUA. Rates range from 9.31% to 13.40%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
9.31%
Lowest Card APR
11.73%
City Average APR
8 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | QUANTUM ★ 3.2 · 61 reviews | 9.31% | 11.50% |
| 2 | CATHOLIC FAMILY ★ 4.2 · 24 reviews | 9.90% | 11.50% |
| 3 | MID AMERICAN ★ 2.8 · 109 reviews | 10.89% | 12.54% |
| 4 | WHEAT STATE ★ 3.9 · 39 reviews | 11.40% | 9.22% |
| 5 | WICHITA ★ 4.7 · 334 reviews | 12.89% | 13.30% |
| 6 | SKYWARD ★ 4.6 · 127 reviews | 13.00% | 8.99% |
| 7 | CAMPUS ★ 3.3 · 23 reviews | 13.05% | 13.52% |
| 8 | CREDIT UNION OF AMERICA ★ 4.4 · 540 reviews | 13.40% | 16.90% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Wichita could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Wichita credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.