Credit Cards · Lafayette, Louisiana
8 credit unions in Lafayette report credit card APRs to the NCUA. Rates range from 7.90% to 10.75%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
7.90%
Lowest Card APR
9.05%
City Average APR
8 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | 705 ★ 4.0 · 12 reviews | 7.90% | 12.57% |
| 2 | MAPLE ★ 4.5 · 44 reviews | 7.90% | 12.25% |
| 3 | MERITUS ★ 3.3 · 79 reviews | 8.01% | 12.99% |
| 4 | P.H.I. ★ 5.0 · 4 reviews | 9.20% | 10.00% |
| 5 | ACADIAN ★ 5.0 · 4 reviews | 9.20% | 13.16% |
| 6 | ACADIANA MEDICAL ★ 4.4 · 12 reviews | 9.50% | 10.00% |
| 7 | UNIVERSITY OF LOUISIANA ★ 4.0 · 19 reviews | 9.95% | 9.95% |
| 8 | FIRST PIONEERS ★ 4.2 · 70 reviews | 10.75% | 11.43% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Lafayette could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Lafayette credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.