Credit Cards ยท Bath, Maine

Best Credit Union Credit Card Rates in Bath, Maine

1 credit union in Bath report credit card APRs to the NCUA. Lowest rate: 11.25%.

Updated Q1 2026 ยท NCUA Call Report data

1

CUs Reporting Rates

11.25%

Lowest Card APR

11.25%

City Average APR

Credit Card APRs โ€” Bath, Maine

1 credit union sorted by APR

#Credit UnionCard APRPersonal Loan APR
1ANCORUM

โ˜… 3.0 ยท 29 reviews

11.25%6.00%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Bath could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Bath credit unions require just a small savings deposit โ€” often $5 โ€” to open membership before applying for a card.

Browse All Credit Unions in Bath

See member reviews, branch locations, and full rate details.