Credit Cards · Saco, Maine

Best Credit Union Credit Card Rates in Saco, Maine

1 credit union in Saco report credit card APRs to the NCUA. Lowest rate: 7.32%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

7.32%

Lowest Card APR

7.32%

City Average APR

Credit Card APRs — Saco, Maine

1 credit union sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	SACO VALLEY ★ 3.1 · 18 reviews	7.32%	10.48%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Saco could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Saco credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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