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Credit Cards · South Portland, Maine

Best Credit Union Credit Card Rates in South Portland, Maine

2 credit unions in South Portland report credit card APRs to the NCUA. Rates range from 2.49% to 8.90%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

2.49%

Lowest Card APR

5.70%

City Average APR

Credit Card APRs — South Portland, Maine

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1ATLANTIC REGIONAL

★ 4.8 · 24 reviews

2.49%13.75%
2TOWN & COUNTRY

★ 3.7 · 46 reviews

8.90%11.74%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in South Portland could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most South Portland credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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