Credit Cards · Hunt Valley, Maryland

Best Credit Union Credit Card Rates in Hunt Valley, Maryland

1 credit union in Hunt Valley report credit card APRs to the NCUA. Lowest rate: 12.50%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

12.50%

Lowest Card APR

12.50%

City Average APR

Credit Card APRs — Hunt Valley, Maryland

1 credit union sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	POINT BREEZE ★ 3.4 · 63 reviews	12.50%	18.95%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Hunt Valley could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Hunt Valley credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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