Credit Cards · Fall River, Massachusetts

Best Credit Union Credit Card Rates in Fall River, Massachusetts

3 credit unions in Fall River report credit card APRs to the NCUA. Rates range from 11.90% to 18.00%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

11.90%

Lowest Card APR

14.63%

City Average APR

Credit Card APRs — Fall River, Massachusetts

3 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	SANTO CHRISTO ★ 4.6 · 9 reviews	11.90%	8.28%
2	ST. ANNE'S ★ 3.8 · 55 reviews	14.00%	13.99%
3	ST. MICHAELS FALL RIVER ★ 5.0 · 5 reviews	18.00%	11.88%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Fall River could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Fall River credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in Fall River

Best Car Loan Rates →Best Personal Loan Rates →All of Massachusetts →

Browse All Credit Unions in Fall River

See member reviews, branch locations, and full rate details.

Credit Unions in Fall River →All of Massachusetts →