M

Credit Cards · Holyoke, Massachusetts

Best Credit Union Credit Card Rates in Holyoke, Massachusetts

1 credit union in Holyoke report credit card APRs to the NCUA. Lowest rate: 15.10%.

Updated Q1 2026 · NCUA Call Report data

1

CUs Reporting Rates

15.10%

Lowest Card APR

15.10%

City Average APR

Credit Card APRs — Holyoke, Massachusetts

1 credit union sorted by APR

#Credit UnionCard APRPersonal Loan APR
1HOLYOKE

★ 3.7 · 77 reviews

15.10%10.80%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Holyoke could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Holyoke credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in Holyoke

Best Car Loan Rates →Best Personal Loan Rates →All of Massachusetts →

Browse All Credit Unions in Holyoke

See member reviews, branch locations, and full rate details.

Credit Unions in Holyoke →All of Massachusetts →