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Credit Cards · Maple Grove, Minnesota

Best Credit Union Credit Card Rates in Maple Grove, Minnesota

2 credit unions in Maple Grove report credit card APRs to the NCUA. Rates range from 13.24% to 14.50%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

13.24%

Lowest Card APR

13.87%

City Average APR

Credit Card APRs — Maple Grove, Minnesota

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1TOPLINE FINANCIAL

★ 4.9 · 101 reviews

13.24%12.08%
2BUILDING TRADES

★ 3.0 · 41 reviews

14.50%11.68%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Maple Grove could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Maple Grove credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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