Credit Cards · Jackson, Mississippi
10 credit unions in Jackson report credit card APRs to the NCUA. Rates range from 7.90% to 14.00%.
Updated Q1 2026 · NCUA Call Report data
10
CUs Reporting Rates
7.90%
Lowest Card APR
10.95%
City Average APR
10 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | MISSISSIPPI HIGHWAY SAFTY PAT ★ 3.3 · 4 reviews | 7.90% | 16.87% |
| 2 | MISSISSIPPI NATIONAL GUARD ★ 4.3 · 15 reviews | 8.50% | 10.50% |
| 3 | JACKSON AREA ★ 4.0 · 99 reviews | 8.90% | 16.00% |
| 4 | HOPE ★ 2.9 · 35 reviews | 9.00% | 10.00% |
| 5 | MISSISSIPPI DHS ★ 1.8 · 67 reviews | 9.99% | 13.50% |
| 6 | EAGLE EXPRESS ★ 4.1 · 18 reviews | 10.00% | 14.41% |
| 7 | HEALTHPLUS ★ 5.0 · 10 reviews | 13.50% | 15.00% |
| 8 | MEMBERS EXCHANGE ★ 4.1 · 127 reviews | 13.75% | 13.75% |
| 9 | MISSISSIPPI PUBLIC EMPLOYEES | 13.92% | 6.50% |
| 10 | MAGNOLIA ★ 2.8 · 161 reviews | 14.00% | 18.00% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Jackson could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Jackson credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.