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Credit Cards · Chesterfield, Missouri

Best Credit Union Credit Card Rates in Chesterfield, Missouri

2 credit unions in Chesterfield report credit card APRs to the NCUA. Rates range from 9.00% to 9.90%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

9.00%

Lowest Card APR

9.45%

City Average APR

Credit Card APRs — Chesterfield, Missouri

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1DIVISION #6 HIGHWAY

★ 5.0 · 11 reviews

9.00%10.70%
2FIRST COMMUNITY

★ 2.3 · 167 reviews

9.90%10.45%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Chesterfield could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Chesterfield credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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