M

Credit Cards · Tinton Falls, New Jersey

Best Credit Union Credit Card Rates in Tinton Falls, New Jersey

1 credit union in Tinton Falls report credit card APRs to the NCUA. Lowest rate: 12.40%.

Updated Q1 2026 · NCUA Call Report data

1

CUs Reporting Rates

12.40%

Lowest Card APR

12.40%

City Average APR

Credit Card APRs — Tinton Falls, New Jersey

1 credit union sorted by APR

#Credit UnionCard APRPersonal Loan APR
1UNITED TELETECH FINANCIAL

★ 4.3 · 253 reviews

12.40%8.75%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Tinton Falls could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Tinton Falls credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in Tinton Falls

Best Car Loan Rates →Best Personal Loan Rates →All of New Jersey →

Browse All Credit Unions in Tinton Falls

See member reviews, branch locations, and full rate details.

Credit Unions in Tinton Falls →All of New Jersey →