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Credit Cards · Miamisburg, Ohio

Best Credit Union Credit Card Rates in Miamisburg, Ohio

1 credit union in Miamisburg report credit card APRs to the NCUA. Lowest rate: 11.63%.

Updated Q1 2026 · NCUA Call Report data

1

CUs Reporting Rates

11.63%

Lowest Card APR

11.63%

City Average APR

Credit Card APRs — Miamisburg, Ohio

1 credit union sorted by APR

#Credit UnionCard APRPersonal Loan APR
1RIVER VALLEY

★ 3.9 · 37 reviews

11.63%12.05%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Miamisburg could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Miamisburg credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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