Credit Cards · Parma, Ohio
5 credit unions in Parma report credit card APRs to the NCUA. Rates range from 9.99% to 12.00%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
9.99%
Lowest Card APR
11.11%
City Average APR
5 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | PSE CREDIT UNION, INC. ★ 3.1 · 79 reviews | 9.99% | 18.00% |
| 2 | UNITY CATHOLIC ★ 4.3 · 37 reviews | 10.66% | 11.67% |
| 3 | ALL SAINTS ★ 4.1 · 9 reviews | 10.99% | 12.25% |
| 4 | WIREMEN'S ★ 4.3 · 11 reviews | 11.90% | 11.90% |
| 5 | CLEVELAND SELFRELIANCE ★ 4.6 · 17 reviews | 12.00% | 10.75% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Parma could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Parma credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.