Credit Cards · Tulsa, Oklahoma
8 credit unions in Tulsa report credit card APRs to the NCUA. Rates range from 9.99% to 27.33%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
9.99%
Lowest Card APR
13.98%
City Average APR
8 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | SAINT FRANCIS EMPLOYEES ★ 3.4 · 26 reviews | 9.99% | 9.99% |
| 2 | ENCENTUS ★ 4.6 · 95 reviews | 10.90% | 9.91% |
| 3 | DFCU TULSA ★ 4.7 · 150 reviews | 11.99% | 16.08% |
| 4 | OK MEMBERS FIRST ★ 4.4 · 19 reviews | 12.16% | 8.93% |
| 5 | RED CROWN ★ 3.7 · 53 reviews | 12.50% | 9.99% |
| 6 | TTCU ★ 2.8 · 122 reviews | 13.40% | 11.24% |
| 7 | FRATERNAL ORDER OF POLICE ★ 3.7 · 10 reviews | 13.56% | 9.66% |
| 8 | WESTREET ★ 2.5 · 222 reviews | 27.33% | 18.00% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Tulsa could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Tulsa credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.