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Credit Cards · Altoona, Pennsylvania

Best Credit Union Credit Card Rates in Altoona, Pennsylvania

5 credit unions in Altoona report credit card APRs to the NCUA. Rates range from 9.90% to 10.55%.

Updated Q1 2026 · NCUA Call Report data

5

CUs Reporting Rates

9.90%

Lowest Card APR

10.03%

City Average APR

Credit Card APRs — Altoona, Pennsylvania

5 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1BLAIR COUNTY

★ 3.8 · 20 reviews

9.90%9.49%
2ALTOONA AREA EMPLOYEES

★ 5.0 · 3 reviews

9.90%8.50%
3AMERICAN PRIDE

★ 2.8 · 9 reviews

9.90%9.90%
4YOUR CHOICE

★ 3.4 · 8 reviews

9.90%10.00%
5ARC

★ 4.8 · 211 reviews

10.55%11.87%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Altoona could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Altoona credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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