Credit Cards · Greensburg, Pennsylvania

Best Credit Union Credit Card Rates in Greensburg, Pennsylvania

3 credit unions in Greensburg report credit card APRs to the NCUA. Rates range from 8.90% to 10.00%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

8.90%

Lowest Card APR

9.60%

City Average APR

Credit Card APRs — Greensburg, Pennsylvania

3 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	FIRSTENERGY CHOICE	8.90%	9.74%
2	WESTMORELAND WATER ★ 5.0 · 3 reviews	9.90%	11.10%
3	PHEPLE ★ 3.7 · 38 reviews	10.00%	12.74%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Greensburg could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Greensburg credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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