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Credit Cards · West Valley Cit, Utah

Best Credit Union Credit Card Rates in West Valley Cit, Utah

1 credit union in West Valley Cit report credit card APRs to the NCUA. Lowest rate: 10.90%.

Updated Q1 2026 · NCUA Call Report data

1

CUs Reporting Rates

10.90%

Lowest Card APR

10.90%

City Average APR

Credit Card APRs — West Valley Cit, Utah

1 credit union sorted by APR

#Credit UnionCard APRPersonal Loan APR
1DESERET FIRST

★ 4.9 · 434 reviews

10.90%12.39%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in West Valley Cit could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most West Valley Cit credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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