M

Credit Cards · Arlington, Virginia

Best Credit Union Credit Card Rates in Arlington, Virginia

2 credit unions in Arlington report credit card APRs to the NCUA. Rates range from 13.75% to 15.00%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

13.75%

Lowest Card APR

14.38%

City Average APR

Credit Card APRs — Arlington, Virginia

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1PAHO/WHO

★ 3.0 · 21 reviews

13.75%8.75%
2ARLINGTON COMMUNITY

★ 4.6 · 260 reviews

15.00%10.49%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Arlington could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Arlington credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in Arlington

Best Car Loan Rates →Best Personal Loan Rates →All of Virginia →

Browse All Credit Unions in Arlington

See member reviews, branch locations, and full rate details.

Credit Unions in Arlington →All of Virginia →