Credit Cards · Huntington, West Virginia

Best Credit Union Credit Card Rates in Huntington, West Virginia

6 credit unions in Huntington report credit card APRs to the NCUA. Rates range from 9.25% to 13.82%.

Updated Q1 2026 · NCUA Call Report data

6

CUs Reporting Rates

9.25%

Lowest Card APR

11.47%

City Average APR

Credit Card APRs — Huntington, West Virginia

6 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1HUNTINGTON C & O RAILWAY EMPLOYEES

★ 4.5 · 22 reviews

9.25%9.25%
2HUNTINGTONIZED

★ 4.8 · 20 reviews

9.90%13.23%
3FIRST PRIORITY

★ 3.0 · 41 reviews

10.95%8.74%
4PACE

★ 4.0 · 4 reviews

11.90%8.50%
5METRO COMMUNITY

★ 4.6 · 68 reviews

12.99%11.27%
6IBEW 317

★ 4.8 · 5 reviews

13.82%12.49%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Huntington could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Huntington credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Browse All Credit Unions in Huntington

See member reviews, branch locations, and full rate details.