Credit Cards · Appleton, Wisconsin

Best Credit Union Credit Card Rates in Appleton, Wisconsin

3 credit unions in Appleton report credit card APRs to the NCUA. Rates range from 10.24% to 13.97%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

10.24%

Lowest Card APR

11.94%

City Average APR

Credit Card APRs — Appleton, Wisconsin

3 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	FOX COMMUNITIES ★ 3.0 · 62 reviews	10.24%	10.99%
2	COMMUNITY FIRST ★ 3.3 · 44 reviews	11.61%	10.57%
3	PROSPERA ★ 3.7 · 32 reviews	13.97%	12.86%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Appleton could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Appleton credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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