Credit Cards ยท Wausau, Wisconsin

Best Credit Union Credit Card Rates in Wausau, Wisconsin

2 credit unions in Wausau report credit card APRs to the NCUA. Rates range from 8.90% to 11.90%.

Updated Q1 2026 ยท NCUA Call Report data

2

CUs Reporting Rates

8.90%

Lowest Card APR

10.40%

City Average APR

Credit Card APRs โ€” Wausau, Wisconsin

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1M.E. EMPLOYEES

โ˜… 5.0 ยท 4 reviews

8.90%9.62%
2MARATHON COUNTY EMPLOYEES

โ˜… 4.2 ยท 10 reviews

11.90%11.67%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Wausau could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Wausau credit unions require just a small savings deposit โ€” often $5 โ€” to open membership before applying for a card.

Browse All Credit Unions in Wausau

See member reviews, branch locations, and full rate details.