Personal Loans · Andalusia, Alabama
2 credit unions in Andalusia report personal loan rates to the NCUA. Rates range from 11.00% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.00%
Lowest Rate
13.00%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | COVINGTON SCHOOLS ★ 5.0 · 2 reviews | 11.00% | — |
| 2 | ANDALUSIA MILLS EMPLOYEES CREDIT AS ★ 3.8 · 4 reviews | 15.00% | — |
If you have high-rate credit card balances, a personal loan from a Andalusia credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.