Personal Loans · Florence, Alabama
2 credit unions in Florence report personal loan rates to the NCUA. Rates range from 7.00% to 12.79%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
7.00%
Lowest Rate
9.90%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | LAUDERDALE COUNTY TEACHERS ★ 4.0 · 4 reviews | 7.00% | — |
| 2 | FLORENCE ★ 4.7 · 98 reviews | 12.79% | 12.75% |
If you have high-rate credit card balances, a personal loan from a Florence credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.