Personal Loans · Hoover, Alabama
2 credit unions in Hoover report personal loan rates to the NCUA. Rates range from 14.29% to 17.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
14.29%
Lowest Rate
16.14%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | JEFFERSON CREDIT UNION ★ 3.5 · 17 reviews | 14.29% | 9.70% |
| 2 | ALATRUST ★ 4.7 · 66 reviews | 17.99% | 9.95% |
If you have high-rate credit card balances, a personal loan from a Hoover credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.