Personal Loans · Huntsville, Alabama
3 credit unions in Huntsville report personal loan rates to the NCUA. Rates range from 10.00% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
10.00%
Lowest Rate
13.14%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | NORTH ALABAMA EDUCATORS ★ 3.6 · 8 reviews | 10.00% | — |
| 2 | REDSTONE ★ 3.8 · 209 reviews | 11.43% | 15.50% |
| 3 | ROCKET CITY ★ 3.2 · 27 reviews | 18.00% | 9.75% |
If you have high-rate credit card balances, a personal loan from a Huntsville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.