Personal Loans ยท Irondale, Alabama

Best Credit Union Personal Loan Rates in Irondale, Alabama

1 credit union in Irondale report personal loan rates to the NCUA. Lowest rate: 11.99%.

Updated Q1 2026 ยท NCUA Call Report data

1

CUs Reporting Rates

11.99%

Lowest Rate

11.99%

City Average Rate

Personal Loan Rates โ€” Irondale, Alabama

1 credit union sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1RAILROAD

โ˜… 4.8 ยท 16 reviews

11.99%13.00%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Irondale

If you have high-rate credit card balances, a personal loan from a Irondale credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates โ€” a common tool for building or rebuilding credit history.

Browse All Credit Unions in Irondale

See member reviews, branch locations, and full rate details.