Personal Loans · Montgomery, Alabama
4 credit unions in Montgomery report personal loan rates to the NCUA. Rates range from 12.09% to 14.90%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
12.09%
Lowest Rate
13.64%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ALABAMA STATE EMPLOYEES ★ 4.3 · 125 reviews | 12.09% | 11.92% |
| 2 | MAX ★ 3.0 · 72 reviews | 13.59% | 15.27% |
| 3 | FEDMONT ★ 3.9 · 12 reviews | 13.98% | — |
| 4 | MONTGOMERY VA ★ 4.8 · 5 reviews | 14.90% | — |
If you have high-rate credit card balances, a personal loan from a Montgomery credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.