Personal Loans · Tuscaloosa, Alabama
6 credit unions in Tuscaloosa report personal loan rates to the NCUA. Rates range from 10.00% to 14.50%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
10.00%
Lowest Rate
11.83%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CITY ★ 5.0 · 4 reviews | 10.00% | — |
| 2 | RED OAK ★ 3.8 · 26 reviews | 10.00% | 8.00% |
| 3 | RIVERFALL ★ 4.9 · 1,418 reviews | 10.49% | 12.90% |
| 4 | ALABAMA ★ 3.4 · 23 reviews | 12.00% | 10.90% |
| 5 | TUSCALOOSA V A ★ 2.8 · 17 reviews | 13.99% | 11.90% |
| 6 | ALABAMA ONE ★ 3.5 · 178 reviews | 14.50% | 12.99% |
If you have high-rate credit card balances, a personal loan from a Tuscaloosa credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.