Personal Loans · Fairbanks, Alaska
2 credit unions in Fairbanks report personal loan rates to the NCUA. Rates range from 12.99% to 13.93%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.99%
Lowest Rate
13.46%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MAC ★ 3.2 · 174 reviews | 12.99% | 9.90% |
| 2 | SPIRIT OF ALASKA ★ 4.6 · 83 reviews | 13.93% | 13.19% |
If you have high-rate credit card balances, a personal loan from a Fairbanks credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.