Personal Loans · Arkadelphia, Arkansas
2 credit unions in Arkadelphia report personal loan rates to the NCUA. Rates range from 12.99% to 13.90%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.99%
Lowest Rate
13.45%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PATTERSON ★ 4.3 · 9 reviews | 12.99% | 12.30% |
| 2 | TWO RIVERS ★ 3.0 · 2 reviews | 13.90% | — |
If you have high-rate credit card balances, a personal loan from a Arkadelphia credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.