Personal Loans · Hot Springs, Arkansas
2 credit unions in Hot Springs report personal loan rates to the NCUA. Rates range from 12.57% to 17.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.57%
Lowest Rate
14.79%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | GARLAND COUNTY EDUCATORS ★ 5.0 · 1 reviews | 12.57% | — |
| 2 | COMBINED ★ 4.4 · 23 reviews | 17.00% | — |
If you have high-rate credit card balances, a personal loan from a Hot Springs credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.