Personal Loans · Capitola, California
1 credit union in Capitola report personal loan rates to the NCUA. Lowest rate: 7.99%.
Updated Q1 2026 · NCUA Call Report data
1
CUs Reporting Rates
7.99%
Lowest Rate
7.99%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | BAY ★ 4.0 · 58 reviews | 7.99% | 15.49% |
If you have high-rate credit card balances, a personal loan from a Capitola credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.