Personal Loans · Downey, California
3 credit unions in Downey report personal loan rates to the NCUA. Rates range from 5.99% to 15.46%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
5.99%
Lowest Rate
10.33%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | RANCHO ★ 2.7 · 20 reviews | 5.99% | 10.75% |
| 2 | DOWNEY ★ 3.9 · 97 reviews | 9.54% | 11.08% |
| 3 | FINANCIAL PARTNERS ★ 3.8 · 155 reviews | 15.46% | 15.64% |
If you have high-rate credit card balances, a personal loan from a Downey credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.