Personal Loans · Livermore, California
3 credit unions in Livermore report personal loan rates to the NCUA. Rates range from 9.70% to 14.99%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.70%
Lowest Rate
12.75%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SMW 104 ★ 3.7 · 15 reviews | 9.70% | 7.90% |
| 2 | OPERATING ENGINEERS LOCAL UNION #3 ★ 3.3 · 18 reviews | 13.57% | 15.22% |
| 3 | UNCLE ★ 2.2 · 43 reviews | 14.99% | 12.99% |
If you have high-rate credit card balances, a personal loan from a Livermore credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.