Personal Loans · Martinez, California
3 credit unions in Martinez report personal loan rates to the NCUA. Rates range from 8.72% to 10.38%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
8.72%
Lowest Rate
9.33%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SHELL WESTERN STATES ★ 4.0 · 13 reviews | 8.72% | 8.42% |
| 2 | 1ST NORTHERN CALIFORNIA ★ 2.9 · 42 reviews | 8.90% | 11.90% |
| 3 | MCKESSON & HEALTHCARE PROVIDERS ★ 4.7 · 90 reviews | 10.38% | 9.99% |
If you have high-rate credit card balances, a personal loan from a Martinez credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.