Personal Loans · Redwood City, California
3 credit unions in Redwood City report personal loan rates to the NCUA. Rates range from 9.20% to 12.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.20%
Lowest Rate
10.69%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PROVIDENT ★ 3.6 · 28 reviews | 9.20% | 10.61% |
| 2 | MONTERRA ★ 3.1 · 51 reviews | 10.86% | 10.74% |
| 3 | POLAM ★ 3.8 · 6 reviews | 12.00% | 15.00% |
If you have high-rate credit card balances, a personal loan from a Redwood City credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.