Personal Loans · San Luis Obispo, California
2 credit unions in San Luis Obispo report personal loan rates to the NCUA. Rates range from 11.92% to 11.95%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
11.92%
Lowest Rate
11.94%
City Average Rate
2 credit unions sorted by APR
If you have high-rate credit card balances, a personal loan from a San Luis Obispo credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.