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Personal Loans · Santa Clara, California

Best Credit Union Personal Loan Rates in Santa Clara, California

1 credit union in Santa Clara report personal loan rates to the NCUA. Lowest rate: 11.20%.

Updated Q1 2026 · NCUA Call Report data

1

CUs Reporting Rates

11.20%

Lowest Rate

11.20%

City Average Rate

Personal Loan Rates — Santa Clara, California

1 credit union sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1MISSION CITY

★ 3.9 · 25 reviews

11.20%9.59%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Santa Clara

If you have high-rate credit card balances, a personal loan from a Santa Clara credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

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