Personal Loans · Santa Monica, California
1 credit union in Santa Monica report personal loan rates to the NCUA. Lowest rate: 7.75%.
Updated Q1 2026 · NCUA Call Report data
1
CUs Reporting Rates
7.75%
Lowest Rate
7.75%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CALIFORNIA LITHUANIAN ★ 5.0 · 3 reviews | 7.75% | 13.00% |
If you have high-rate credit card balances, a personal loan from a Santa Monica credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.