Personal Loans · Vacaville, California
2 credit unions in Vacaville report personal loan rates to the NCUA. Rates range from 5.14% to 6.49%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.14%
Lowest Rate
5.82%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | BEFIT FINANCIAL ★ 4.7 · 15 reviews | 5.14% | 12.42% |
| 2 | TRAVIS ★ 3.1 · 46 reviews | 6.49% | 22.15% |
If you have high-rate credit card balances, a personal loan from a Vacaville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.