Personal Loans · Centennial, Colorado
2 credit unions in Centennial report personal loan rates to the NCUA. Rates range from 14.51% to 15.90%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
14.51%
Lowest Rate
15.21%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | METRUM COMMUNITY ★ 4.2 · 66 reviews | 14.51% | 13.74% |
| 2 | COLUMBINE ★ 3.0 · 93 reviews | 15.90% | 13.90% |
If you have high-rate credit card balances, a personal loan from a Centennial credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.