Personal Loans · Colorado Spring, Colorado

Best Credit Union Personal Loan Rates in Colorado Spring, Colorado

5 credit unions in Colorado Spring report personal loan rates to the NCUA. Rates range from 8.33% to 17.74%.

Updated Q1 2026 · NCUA Call Report data

5

CUs Reporting Rates

8.33%

Lowest Rate

12.47%

City Average Rate

Personal Loan Rates — Colorado Spring, Colorado

5 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1ONE THIRTEEN

★ 3.9 · 14 reviews

8.33%14.40%
2SCHOOL DISTRICT 3

★ 3.9 · 20 reviews

10.36%9.25%
3PIKES PEAK

★ 3.7 · 106 reviews

11.91%—
4AIR ACADEMY

★ 4.5 · 298 reviews

14.00%13.25%
5ENT

★ 4.0 · 197 reviews

17.74%21.49%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Colorado Spring

If you have high-rate credit card balances, a personal loan from a Colorado Spring credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in Colorado Spring

See member reviews, branch locations, and full rate details.