Personal Loans · Denver, Colorado
5 credit unions in Denver report personal loan rates to the NCUA. Rates range from 9.50% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
9.50%
Lowest Rate
13.22%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | DENVER FIRE DEPARTMENT ★ 3.3 · 26 reviews | 9.50% | 11.75% |
| 2 | WESTERRA ★ 4.3 · 553 reviews | 10.24% | 13.40% |
| 3 | AFFIDIAN ★ 4.2 · 124 reviews | 13.44% | 12.15% |
| 4 | CREDIT UNION OF COLORADO, A ★ 3.6 · 27 reviews | 14.94% | 12.25% |
| 5 | DENVER COMMUNITY CU D.B.A. ZING CU ★ 4.0 · 519 reviews | 18.00% | 12.99% |
If you have high-rate credit card balances, a personal loan from a Denver credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.