Personal Loans · Wilmington, Delaware
4 credit unions in Wilmington report personal loan rates to the NCUA. Rates range from 9.00% to 13.99%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
9.00%
Lowest Rate
12.00%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | WILMINGTON POLICE & FIRE ★ 3.3 · 4 reviews | 9.00% | — |
| 2 | PRIORITY PLUS ★ 3.5 · 15 reviews | 12.00% | 12.99% |
| 3 | DEXSTA ★ 3.3 · 67 reviews | 12.99% | 15.65% |
| 4 | STEPPING STONES COMMUNITY ★ 3.9 · 9 reviews | 13.99% | — |
If you have high-rate credit card balances, a personal loan from a Wilmington credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.