Personal Loans · Gainesville, Florida
3 credit unions in Gainesville report personal loan rates to the NCUA. Rates range from 7.99% to 14.05%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
7.99%
Lowest Rate
11.11%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | RADIANT ★ 4.6 · 527 reviews | 7.99% | 9.49% |
| 2 | CAMPUS USA ★ 4.1 · 119 reviews | 11.29% | 14.15% |
| 3 | FLORIDA ★ 4.0 · 155 reviews | 14.05% | 14.83% |
If you have high-rate credit card balances, a personal loan from a Gainesville credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.